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In the event your firm has a loss, it is important to file your claim promptly. Prompt claim reporting helps insurance companies better manage and control the costs associated with a claim. If you have any questions about your policy, coverage terms and conditions, premiums or billings, contact our office (877) 474-2821.
WHAT DO YOU DO WHEN YOU HAVE A PROFESSIONAL LIABILITY CLAIM?
- Put the insurance company on notice right away or you may contact our office if you think you need immediate advice
- Accept all papers without commenting and do not admit liability or direct liability to anyone
- Allow the investigation to reveal responsibility party or parties
- Gather complete information for your documentation
- Your policy information
- Project name or name of claimant
- Date, time and location of the allegation
- Brief description of allegation
- Amount of demand
- Brief description of your duties at the job site
- Any lawsuit papers or legal proceedings
- Contact the insurance company prior to attending any conferences regarding settlement discussions about a claim or potential claim
- Do not sign or accept settlements or releases for or from anyone with approval of the insurance company
- IMPORTANT: Always use sub-consultants who have insurance; do not accept jobs beyond your firm’s scope unless you have an insured and licensed sub-consultant to work for you and is willing to indemnify you for your losses; and do not agree to indemnify anyone in a contract; and have your contract reviewed by a legal counsel or you may contact our Contract Review Hotline at (877) 474-2821.
WHAT DO YOU DO WHEN YOU HAVE PROPERTY/CASUALTY CLAIM?
- File your claim by contacting the insurance company direct or our office (877) 474-2821 if you think you need immediate advice.
- Gather all pertinent information for Business Liability (claims that involve bodily injury to others or damage to the property of others); Business Property (claims that involve damage to your business property, contents or equipment); and Auto claims:
- Insured’s name, drivers/passengers, names of injured parties, name of witness (if any)
- Vehicle information or building contents, nature of damage/injury
- Loss location, Date and time of loss, Brief description of loss
- Vehicle information or building contents, nature of damage/injury
- Gather all pertinent information for Workers Compensation claims (claims involving bodily injury to employees):
- Employee name, description of injury, date and time of injury and how injury occurred
- Nature of employee’s job, pay rates, work hours, last date worked, date disability began, date returned to work
- Name and contact information of witnesses (if any)
- Name and address of physician/hospital
- Type of treatment
- Employer name, address and phone
- State Benefit Number, Standard Industry Code, Nature of Business
- Policy Number
- Nature of employee’s job, pay rates, work hours, last date worked, date disability began, date returned to work
D i f f e r e n t b y D e s i g n ™
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Hilb, Rogal & Hobbs
Architects & Engineers
Phone: 877.474.2821
Fax: 877.474.2822
aeinfo@hrh.com
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